Never Let Money Be an Issue - Financial Crisis and Your Marriage

No matter how financially ready or thrifty you are, it's impossible not to be affected by the on going financial crisis. Nobody is spared from the tremendous outcome of the financial crisis. You never thought that even the most stable businesses could go bankrupt and lay out some employees. If a member of your family is one of the unfortunate employees who got laid off from their job; then you and your family are heading for a monetary crunch. The domino effect of the financial crisis can be quite devastating. It can totally change your life or even break your marriage apart.

On the other hand, financial crisis can be a stepping stone for you and your marriage's growth and maturity. To be able to survive economic struggle your family should work as a team. Being a team means working together in one direction towards a goal. That goal should be specific and attainable. An example of a specific and attainable goal is to save three hundred dollars in a month for emergency money. In order to attain that goal, you should have realistic plans. A realistic plan is cutting back on gas expenses by car pooling or buying groceries twice a month.

One important matter in order to survive financial crisis is to prioritize. Prioritizing will aid you from over spending your money in unnecessary stuff. To be able to do this, all members of your family should discus and make a "needs and wants list". It is a two column list made up of your needs and wants. The "needs" column should be the things you can't do without like food and toiletries. The "wants" column should be the stuff you can do without like perfume or Louise Vuitton bags. Making this list is all about compromising. Compromising is an essential factor in surviving a financial crisis.

Other vital concerns in surviving financial crisis is to ask for manageable payments of your monetary obligations in the banks or credit card companies. Requesting for a moratorium of your loans will protect you from adverse consequences of loan foreclosures. Another way to survive financial crisis is rising above the problem. Avoid blaming each other or yourself. It's difficult to work together if both of you blame each other for a situation you never wanted to be in. Keep in mind that this is nobody's fault. Believe me, pointing a finger at each other will get you nowhere and will only aggravate your situation.

It is imperative that you not only conserve in monetary funds but also your energy. Brainstorming for the right solution can be exhausting therefore focus your mental and physical energy on practical matters. Deal with the current problem constructively. Losing money doesn't mean you're a lesser person. Learn from your mistakes and focus on self improvement can make you decide better for solutions. Your economic struggle is already a major problem to tackle. The least you need is another health or emotional issue to take care of. For that reason taking care of yourself and each other is of the essence.

Your survival- in all aspect depends on how you view and interpret your predicament. If you always view your adversities as an opportunity for growth; then most likely you and your partner will be able to survive the problem and save your marriage all at the same time.

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